How To Use ?

Unlock real estate treasure with the 'Property ROI Calculator'! Enter details, discover EMI & rental income. Ready for your financial adventure?

Enter Property Details:

Input the cost of the property you're interested in buying. Specify the expected annual percentage growth in the property's value. This growth rate can vary depending on the location and market conditions.

Loan Information:

Enter the down payment amount. This is the initial amount you will pay upfront. Specify the tenure of the loan in years. This is how long you will be paying off the loan. Input the annual interest rate for the loan.

Rental Income:

Enter the expected monthly rent you will receive from the property. Specify the annual percentage growth in rent. This accounts for the expected increase in rent over time.

Calculation and Results:

  • The calculator will provide you with several key pieces of information:
  • The monthly EMI (Equated Monthly Installment) amount for the loan.
  • The total amount you will pay over the loan tenure.
  • The total rental income you will receive over the years.
  • The number of years it will take to recover your down payment.
  • Detailed year-by-year analytics, showing how the rental income increases year after year after paying off the EMI.

Comparison with FD Return:

The calculator may also provide a comparison between the return on your property investment and the return you might have earned if you had invested the same amount in a Fixed Deposit (FD) or other investment options.

Review and Analysis:

Analyze the results to determine if the property investment aligns with your financial goals and expectations. It's essential to consider factors like property appreciation, rental income growth, and loan terms.